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Archive for the ‘Real Estate Made Easy’ Category

Well it’s been a year now since moving our blog from wordpress to http://www.JohnCJones.com/Blog and we’ve just posted our 100th post there. While we miss the wordpress.com readers, the ease of access and accessibility to our customers and potential customers has really been enhanced since hosting the blog there. Our Tuesday Morning Coffee videos have [...]

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Short Sale & Foreclosure Consequences   While negative credit items fall off an individual’s credit report after seven years, the one question that is asked on every mortgage application is “Have you ever had a foreclosure?”  This item has staying power and will follow a person around indefinitely.     Mortgage Forgiveness Debt Relief Act [...]

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The following are strategies a homeowner can use to avoid foreclosure.  Not every solution works for every homeowner, but there is most likely one that can work for you if you are willing to invest the time and effort necessary for success.   Reinstatement If the reason you missed payments was temporary and it has [...]

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There is a common misconception that once a homeowner misses a payment he is immediately in danger of foreclosure. The reality is that foreclosure is a legal process that a lender must go through in order to take possession of a property for which it holds a mortgage. The Foreclosure Process in Tennessee The below [...]

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It is estimated that most American Families can only maintain their current living expenses for 60 days or less when income is interrupted for any reason.   If you have gotten behind on your mortgage, you need to understand that you are not alone.  Many people across the country are facing foreclosure for a variety [...]

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Over the last decade or so, money available for mortgage loans became easier and easier to come by.  The result was the advent of many exotic and high-risk mortgage programs.    Many homeowners purchased much more property than they could afford which led to the current real estate market meltdown.  Some of the issues that [...]

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Now that rates have hit some 40-year lows in the past week, I have been asked by several past clients and friends the same thing, “should I re-finance?” The answer to that question is different for each person depending on their particular situation. But because we are seeing some of the best interest rates of [...]

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Last month, when the US Congress passed and President Bush signed into law sweeping new housing legislation, it was hailed by the media and the National Association of Realtors as a fantastic development for home buyers and sellers; the real estate industry; and the economy. While some aspects of the new law (i.e. the up-to-$7,500 tax credit [...]

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